You deserve a checking account that’s a perfect fit.
At TCAFCU, we understand that our members have unique financial needs. We offer four types of checking accounts for you to choose from as you navigate through life’s journey. Whichever option you choose, you can enjoy:
- Instant issue debit cards
- 24/ access through Online Banking and our mobile app
- Access to thousands of Surcharge Free ATMs
- One free box of checks when you open your account
- Unlimited check writing
- Overdraft protection from a savings account.
Free Student Checking Accounts
Receive $25 when you open a Free Student Checking Account!*
Need a place to deposit your paycheck and start managing your money? Our Free Student Checking Accounts are a great way to get started. Available for ages 13-23.
- Free checking account
- Free instant issues debit cards with unlimited transactions
- Direct deposit capabilities
- No minimum balance
- No monthly service fees
- Access to thousands of Surcharge Free ATMs
*$25 will be deposited to New Student Checking account at the time of account opening. Account must remain open for at least 60 days. New Student Checking accounts only. One offer per person. May not be combined with any other offer. Offer valid 9/1/24 – 11/30/24. **Minimum age for student checking and debit card is 13 years of age when a parent or guardian is on the account with the student.
Budgeting Basics (new window/tab)
| Account Type | Minimum Balance | Direct Deposit Required | Earns Dividends | Debit Card | Monthly Service Fees | Age Requirements |
|---|---|---|---|---|---|---|
| Direct Checking | None | Yes | No | Free w/unlimited transactions ($1.25 monthly fee is waived w/direct deposit) | None | 18+ |
| Basic Checking | None | No | No | $1.25 / month | None | 18+ |
| Interest Checking | $700 | No | Yes, w/$700 minimum balance | Free w/unlimited transactions | None | 18+ |
| Student Checking | None | No | No | Free w/unlimited transactions | None | 13-23 |