Skip a payment … not the memories!
Our Skip-a-Pay program allows borrowers to skip a loan payment on qualifying loans one time per year, up to 3 times during the life of the loan. Skip- a-payments are available on any consumer fixed loan (signature loans, auto loans, share secured loans, and CD secured loans).*
A $30 processing fee will be charged on each loan payment skipped.
To request a skipped loan payment, please complete a Skip-a-Pay form below. Forms can be printed, signed and returned to one of our branches or submitted online by clicking on the eDocument link below.
*Skipped payments may not be covered if a claim is submitted on a GAP policy or debt protection claim.
This offer can be withdrawn at any time and other restrictions may apply. Not all members will qualify. We will allow members to skip a month’s loan payment (or payments equaling a month such as weekly, biweekly, etc.) at any time as long as they are current on all loans and credit cards with us. Skip-a-pay may be done for any consumer fixed loan (signature loans, auto loans, share secured and CD secured loans). Skipped payments are allowed one time per year up to 3 times during the life of the loan. Loan must be at least 12 months
old. Skipped payments will not be allowed on any loan that has been modified to assist a hardship or as a first payment on any loan. For loan payments which are deducted from another financial institution, TCAFCU must receive this form no less than three days prior to the loan due date.