As of 08/16/2023:
Savings Account Fees
Savings Account Fees
| Fee Description |
Fee Amount |
| Account Closing Fee – if open less than 90 days |
$5.00 |
| Inactive Fee, after 12 months of inactivity |
$10.00 per month |
(Inactive Fee will be waived for members under age 18)
Checking Account Fees
Checking Account Fees
| Fee Description |
Fee Amount |
| Non Sufficient or Uncollected Funds |
$33.00 per item |
| Privilege Pay Fee |
$33.00 per item |
| Stop Payment – per check or series |
$25.00 |
| Check Copy Fee |
$5.00 per check |
| Certified Check |
$5.00 per check |
| Check Printing |
Prices vary depending upon style |
| Interest Checking Below Minimum Fee ($700 minimum balance) |
$7.00 |
| Online Bill Pay |
Free |
Money Market Plus Fees
Money Market Plus Fees
| Fee Description |
Fee Amount |
| Under Minimum Withdrawal Fee |
$15.00 per check |
| Non Sufficient or Uncollected Funds |
$33.00 per check |
| Stop Payment – per check or series |
$25.00 |
Wire Fees
Wire Fees
| Fee Description |
Fee Amount |
| Incoming Wire Transfer |
Free |
| Outgoing Domestic Wire Transfer |
$20.00 per wire |
| Outgoing International Wire Transfer |
$40.00 per wire |
Safe Deposit Box
Safe Deposit Box
| Fee Description |
Fee Amount |
| 3 X 5 |
$30.00 Annually |
| 3 X 10 |
$40.00 Annually |
| 5 X 10 |
$50.00 Annually |
| 10 X 10 |
$80.00 Annually |
| Drilling of Box |
$125.00 |
| Key Replacement |
$25.00 |
| Inventory Fee |
$40.00 |
Loan Fees
Loan Fees
| Fee Description |
Fee Amount |
| Faxed Loan Payoff – Real Estate Loans |
$10.00 |
| Subordination Fee |
$250.00 |
| Loan Modification Fee |
$25.00 |
| CPI Administration Fee |
$30.00 |
| Title Recording Fees |
varies by state |
STAR ATM
STAR ATM
| Fee Description |
Fee Amount |
| Withdrawals/Transfers (after 6 free per month) |
$0.75 |
| Withdrawals less than $25.00 |
$2.00 |
| Inquiry |
$1.00 |
| POS/Deposits |
Free |
| Annual Card Fee |
$7.50 |
| Card Replacement Fee – Lost Cards |
$5.00 |
| Return of ATM Deposit |
$15.00 |
| Empty Envelope Deposit |
$15.00 |
Visa Check Card (unlimited transactions)
Visa Check Card (unlimited transactions)
| Fee Description |
Fee Amount |
| Monthly Fee ( waived for Interest Checking; Direct Checking w/active Direct Deposit; and Student Checking) |
$1.25 per month |
| Withdrawals less than $25.00 |
$2.00 |
| Card Replacement Fee – Lost Cards |
$5.00 |
| Return of ATM Deposit |
$15.00 |
| Empty Envelope Deposit |
$15.00 |
Credit Cards
Credit Cards
| Fee Description |
Fee Amount |
| Credit Card Rush Fee |
$15.00 |
| Credit Card Replacement Fee |
$5.00 |
| Credit Card Statement Copy / Per Statement |
$3.00 |
| Credit Card Late Payment Fee |
up to $25.00 |
| Credit Card Returned Payment Fee |
up to $25.00 |
| Design Your Own Card Program Fee (New Cards) |
$10.00 |
| Design Your Own Card Program Fee (Reissued or Renewed Cards) |
$5.00 |
Miscellaneous Fees
Miscellaneous Fees
| Fee Description |
Fee Amount |
| Copy of Deposited Item |
$5.00 |
| Overnight Delivery Fee |
$25.00 |
| Deposited Item Return Fee |
$15.00 |
| Gift Checks |
$2.50 per check |
| 3rd Party Payable Corporate Check |
$3.00 |
| Statement Copy |
$5.00 per statement |
| Corporate Check Copy |
$5.00 per copy |
| Non Sufficient or Uncollected Funds Fee on ACH Debits |
$33.00 |
| Stop Payment Fee on ACH Debits |
$25.00 |
| Failure to Notify of Address Change |
$15.00 |
| Account Reconciliation |
$25.00 per hour |
| Levy Fee |
$100.00 |
| Escheat Fee |
$100.00 |
| Signature Guaranteed / Medallion Guaranteed |
$5.00 |
| Coin Machine Fee (For Members) |
Free |
| Coin Machine Fee ( For Non Members) |
5% of Deposit |
| CARFAX Report – per report |
15.00 |
| IRA Transfer Fee |
$30.00 |
| Garnishment Fee |
$100.00 |
| Automatic Overdraft Transfer Fee |
$5.00 |
| Gift Cards |
$4.95 |
| Travel Cards |
$4.95 |
| Prepaid Debit Cards |
$4.95 |
| Convenience Fee |
$15.00 |
